Are You Currently Saving Money For The Future?

Since my last post, Mom Blog: Four Tips To Save Money And Reduce Daily Spending, I have been thinking about ways of saving money on a larger scale.  Where will my husband and I be (monetarily) in the future?  Saving money by packing coolers and reusing Wal-Mart sacks is great for now, but it won’t add up enough for a retirement savings.  As I was looking online, I was searching investment blogs and found this article from  The author talks about controlling your spending habits, paying down debts, saving money and investment ideas.

I used to spend more money than I do now, you could say that I had bad spending habits.  I was always headed to the mall for something new for the house like curtains, sheet sets or new bedspreads.  I calmed my spending habits down after our second child was born.  Maybe a newborn slowed me down, if so,  I’m glad he did.  I now realize that I wasted a lot of money on things I didn’t need.  Now I’m so cheap, that I cringe when someone dries their hands with a paper towel instead of my hand towels that can be rewashed.  Sounds silly doesn’t it?  I feel like I am wasting my money buying expensive paper towels when I can rewash my hand towels as needed.

Back to post on the investment blog that I found, you should check it out.  It is called Investing:  Spending, Paying Down Debt, Saving or Investing. Make sure you watch his YouTube video.  It was so funny that I watched it a second time.

I believe investing would be a good idea for the future, maybe rental houses, storage units, or a car wash.  It’s something to think about.  I want to be one of those people who enjoy retirement and are able to visit family or take vacations as they wish, not someone who has to work as late in life as possible to pay their bills.  After reading this investment post, I now realize that even though my daily savings are small, they are teaching me to control my spending habits so that I can have extra money to invest, instead of blowing my money on unnecessary items such as snacks from the gas station.

Do you have bad spending habits? Do you currently buy unnecessary items due to convenience?  Do you like to shop because it makes you feel better when you’ve had a bad day? You’re not alone, we all do  it, we just have to learn how to control it.

4 thoughts on “Are You Currently Saving Money For The Future?”

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